Wage Garnishment Limit Calculator
Enter weekly disposable earnings to calculate the maximum federal wage garnishment limit under the Consumer Credit Protection Act.
Lesser of 25% of disposable earnings ($125.00) or the amount over 30× minimum wage ($282.50)
Uses the federal Consumer Credit Protection Act (CCPA) formula for ordinary wage garnishments — the max garnishable amount is the lesser of 25% of disposable earnings or the amount by which disposable earnings exceed 30 times the federal minimum wage. Some states set lower limits, and different rules apply for child support, taxes, and bankruptcy garnishments.
How to use this tool
- 1Enter weekly disposable earnings (after mandatory deductions).
- 2See the maximum garnishable amount per week.
Frequently asked questions
Does this apply to all types of garnishment?+
No — this covers the federal CCPA limit for ordinary debts; child support, alimony, tax levies, and bankruptcy garnishments follow different rules, and some states set stricter limits than federal law.