Real Estate Calculators

Rent Affordability Calculator

Enter your gross monthly income and other debt payments to see a recommended and maximum affordable rent.

$1,800
Recommended rent (30% of income)
$2,100
Stretch max (40% income minus debts)

Based on the common 30% rule of thumb. Your actual comfortable budget depends on your other expenses and savings goals.

How to use this tool

  1. 1Enter your gross monthly income.
  2. 2Enter your other monthly debt payments.
  3. 3See your recommended and maximum rent.

Frequently asked questions

What is the 30% rule?+

A common budgeting guideline suggesting rent shouldn't exceed 30% of gross monthly income — it's a rule of thumb, not a strict limit, and many landlords apply their own income-to-rent ratio requirements.