Real Estate Calculators
Escrow Account Calculator
Enter your annual property tax, insurance, and PMI to calculate your monthly escrow payment.
$500.00/month
Lenders often collect property tax, homeowners insurance, and PMI (if applicable) in equal monthly installments through an escrow account, then pay the actual bills as they come due — this is added on top of your loan's principal and interest payment.
How to use this tool
- 1Enter your annual property tax.
- 2Enter your annual homeowners insurance.
- 3Enter annual PMI, if applicable.
- 4See the monthly escrow amount.
Frequently asked questions
Why does my escrow payment sometimes change?+
Lenders periodically re-analyze your escrow account and adjust the monthly amount if actual tax or insurance bills come in higher or lower than projected.